Whether your credit is good or bad all depends on what’s on your credit report…

Whether your credit is good or bad all depends on what’s on your credit reports. So of all the ways to fix your credit — or go from already good credit to excellent — understanding credit reports ranks pretty high on the list. Maybe that sounds boring to you. Or intimidating. But the truth is, it’s neither. Actually, it’s pretty interesting how credit reports work and a lot easier to understand than you might think.

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